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This informative article is targeted at clearing doubts over what sort of bank calculates your income that is net while the eligibility for total mortgage loan quantity. Usually, all banking institutions offer mortgages as much as 60 times your month-to-month income that is net.

  • You have got a month-to-month in-hand (get hold of) wage as Rs 50,000 and you're shopping for a mortgage of approximately Rs 30 lakh.
  • Your gross month-to-month earnings may be a lot more than Rs 50,000 each month but that doesn't matter while determining the net gain.

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